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As part of the bankruptcy process, a debtor must file several schedules in addition to their petition for bankruptcy.  At De Novo Law firm, our bankruptcy attorneys have helped numerous clients navigate the process of chapter 7 bankruptcy and chapter 13 bankruptcy.  The schedules are the main portion of the bankruptcy petition because they comprise ...

Our office recently obtained a loan modification with GMAC bank.  Although GMAC has since filed bankruptcy, we were able to save our client a significant amount monthly while keeping him in the home.  GMAC filed bankruptcy and has now sold its loan servicing division to Green Tree financial and OCWEN.  De Novo Law Firm has ...

What type of results can you expect from a loan modification? Homeowner’s constantly face the question of whether or not a loan modification is right for them. Modification serves to do what it states, assist the borrower to make their home affordable once again.  An attorney steps in to calculate what result would be the ...

When filing bankruptcy in Riverside or San Bernardino, there are numerous schedules, statements, and petition that must be completed.  While these documents are complex and require significant work, I recommend using a qualified bankruptcy attorney to file chapter 7 or chapter 13 bankruptcy.  One of the documents that is required in all bankruptcy cases is ...

A recent article on cnn.com discusses the trend among distressed homebuyers to short sale their home.  A short sale is a process whereby a homeowner sells their home for less than they owe on their mortgage.  In order to do this, the lender must agree to the sale and usually will agree to forgive the ...

As a Riverside Bankruptcy Attorney, I often take for granted the basics of bankruptcy.  However, let me address exactly what it means to file bankruptcy and why it makes sense for some clients. De Novo law firm has represented numerous Chapter 7 clients in Riverside, Moreno Valley, Menifee, Temecula, Corona, Norco, Eastvale, Ontario, San Bernardino, ...

De Novo Law Firm has successfully represented numerous inland empire residents in bankruptcy including clients in San Bernardino, Riverside, Rancho Cucamonga, Ontario, and Corona.  If you are considering bankruptcy, contact the San Bernardino bankruptcy attorneys at De Novo Law Firm to discuss your legal options.  One of the considerations in filing bankruptcy is whether you ...

Our office recently succesfully completed a Cenlar loan modification.  Cenlar bank no longer operates bank branches but acts as a loan subservicer for larger banking institutions.  Cenlar is one of the largest subservicers in the country. De Novo Law Firm has worked with Cenlar and Bayview Loan Servicing to stop foreclosure and allow homeowners to ...

The California loan modification attorneys at De Novo Law Firm recently obtained a modification with Seterus. Seterus is a loan-servicer who has inherited numerous loans from Bank of America, Chase, and other large loan servicers. De Novo Law Firm has been able to negotiate loan modifications for our clients including the Seterus Loan Modification in ...