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What can I keep in bankruptcy? One commonly asked question regarding bankruptcy is what can a debtor exempt (keep after the bankruptcy) in chapter 7 bankruptcy in California. When you file for bankruptcy, not all will be lost as California allows you to keep some things necessary for home and work life. Contact a Riverside ...

Chapter 7 bankruptcy is the most common form of debt relief for those in debt but most clients don't know what to expect in bankruptcy. The following is an overview of the bankruptcy process at De Novo Law Firm in the Central District Court of California (the court that oversees bankruptcy in Riverside, Corona, San ...

Before filing Chapter 7 bankruptcy in California, it is important to consult with an attorney about your assets and the possibility of liquidation of your assets by the trustee for the benefit of creditors. This is especially true if you have equity in your home. I am often asked by clients about whether they will ...

Lenders are still considering loan modifications, even if the borrower may have equity in the property. While every situtation is different, De Novo Law Firm has had success and experience in obtaining results for our clients with dozens of lenders. Client: R.P. in Perris, CA Before Modification: $2,085.42 plus $20k in arrears After Modification: $1,867 ...

Many clients are surprised to learn that lenders are still offering loan modifications. While the incentives for lenders has gone down, many lenders would still prefer a performing loan to foreclosure. This analysis is part of the loan modification process to determine whether a lender will reasonably offer a modification based on the Net Present ...

De Novo Law Firm continues to advise clients on their short sale options. Since I continue to get questions about short sales, I have linked some of our more popular articles below. Any questions, please call the Riverside Short Sale Attorneys at (951) 801-5570   Mortgage Forgiveness under a Short Sale http://www.denovofirm.com/riverside-short-sale-attorney-mortgage-forgiveness-debt-relief-act/ (MORE BELOW)   ...

At De Novo Law Firm, we have worked with many clients all over California including Riverside, Moreno Valley, San Diego, Menifee, Murrieta, Temecula and surrounding areas. There are two common types of bankruptcy: Chapter 7 and Chapter 13 bankruptcy. Both will relieve you from debt and creditors but both have unique and different features. Chapter ...

OCWEN is the leader in servicing high-risk home loans.  De Novo Law Firm has successfully modified numerous Southern California home loans in areas such as San Bernardino, Ontario, Rancho Cucamonga, Riverside and Menifee.  We recently obtained a loan modification for a client who was significantly behind in payments with no means to catch up their ...

Many individuals going through bankruptcy don’t know what to expect when they file.  Specifically, they are unfamiliar with the pre-bankruptcy credit counseling court.  Going through bankruptcy is not easy and can be confusing if you don’t have the right attorneys to guide you. Here at De Novo Law Firm, our attorneys specialize in helping our ...