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Chapter 7 is a quick bankruptcy. It wipes out your general debts without payment. These debts include credit card bills, medical bills, and payday loans. Chapter 13 bankruptcy is often referred to as reorganization bankruptcy. It deals with debtors with regular income who need additional time to pay back their debt. Chapter 7 and 13 ...

If you have already filed bankruptcy once before, you can file again. However, if you are seeking a discharge of debt, you may have to wait. Call an experienced bankruptcy attorney for more information about your situation. When filing bankruptcy for a second time, you must wait a certain amount of time between after the ...

Before filing for bankruptcy, I recommend the following: Add up your debt: Add up the amount and kind of debt you have in order to know whether bankruptcy will help you.  For example, credit card debt is generally forgiven in bankruptcy. However, most taxes are not forgiven.  Also, if your outstanding debt is small and ...

Bankruptcy courts are still open.  For bankruptcy questions, contact (951) 801-5570 to get started today.  While many courtrooms are closed or limited, the federal courts continue to operate with some modification.  This includes the bankruptcy courts in the Central District of California.  Prior to the court closure due to public health concerns, attorneys filed all ...

If you are considering filing bankruptcy, you may wonder what happens to your real estate in bankruptcy? The answer depends on the type of bankruptcy you file and the amount of equity in the property. If you have any equity in your home, it is highly recommended that you work with a bankruptcy attorney to ...

If your car is paid off, you will be able to keep it, so long as the value of the car is below California’s vehicle exemption amount or wildcard exemption amount.  However, if you are making payments on or leasing your car, you must decide whether you will surrender the car or keep it and ...

Clients often ask what to expect when completing the pre bankruptcy credit counseling before filing chapter 7 bankruptcy. Credit counseling is a course that offers advice and assesses your financial situation before filing bankruptcy. Credit counseling courses can be completed online in only an hour, do not affect your credit score, and typically cost around ...

The cost to file bankruptcy largely depends on your individual situation. Below are a few of the considerations when looking at cost. If you file bankruptcy, the court charges a filing fee. -For Chapter 7 cases, the fee is $335. -For Chapter 13, the fee is $310. These fees can be paid in installments if ...

After filing Chapter 7 Bankruptcy with a Riverside Bankruptcy Attorney, you may find yourself with lots of questions about what to expect. To speak with an experienced bankruptcy attorney, call our office today at (951) 801-5570. While every client's situation is different, I have listed some of the more interesting questions below. Why can't I ...