What is the cost to file Chapter 7 or Chapter 13 Bankruptcy?

The cost to file bankruptcy largely depends on your individual situation. Below are a few of the considerations when looking at cost.

If you file bankruptcy, the court charges a filing fee.

-For Chapter 7 cases, the fee is $335.

-For Chapter 13, the fee is $310.

These fees can be paid in installments if your financial situation requires it.

–          If you file chapter 13 and switch to chapter 7, you will owe a $25 conversion fee.

In order to file bankruptcy, you are required to completed a credit counseling class before filing and a personal finance court after filing. The fee for these courses is charged by third parties and typically ranges from $25-$40 per course.

An individual may represent themselves in court and now pay an attorney. However, the success rate without an attorney is low.

The typical cost of filing chapter 7 bankruptcy in Riveride with an attorney ranges between $1,500 and $2,500. The total cost of filling chapter 13 with an attorney can range from $2,000 to $6,000. Since you are in bankruptcy for years in a Chapter 13, your attorney can accept payments towards his fee over time.

The costs of filing with an attorney vary based on your location, the situation,  and the complexity of the case. Your cost may vary depending on your assets, the type of debt, reaffirmation agreements, self-employment income, and several other factors. If you are interested in filng bankruptcy and want to know the cost to file for your situation, contact the Riverside Bankruptcy Attorneys at De Novo Law Firm at (951) 801-5570. There is no charge for a few consultation.